Paying for Care

Understanding the Cost of Care

Many families are surprised to discover that in-home care is often one of the most affordable care option available, especially when compared to assisted living or nursing facilities. According to the annual Genworth Cost of Care Survey, home care consistently offers lower costs while allowing individuals to stay in the comfort of their own homes.

If you’re unsure how to pay for care, you’re not alone. The good news is that families often have more options and flexibility than they think. Below, we’ve outlined several ways to help cover the cost of care. But if you have questions, our team is always here to talk. We’re happy to walk you through your options and help you find the right fit for your needs and budget.

Payment Options

Accepted Insurances

We proudly accept a range of insurance options, including:

  • Traditional Medicaid

  • Managed Care Medicaid plans including Anthem, Humana, and UnitedHealthcare

If you’re not sure what type of coverage you have or how to get started, our team is happy to walk you through the process. We’ll help you understand your options and make care as simple and stress-free as possible.

We proudly accept a variety of Indiana Medicaid waivers to help individuals and families get the support they need at home. We currently accept the following waivers:

  • Health and Wellness Waiver

  • Traumatic Brain Injury (TBI) Waiver

  • Pathways Waiver

  • Family Support Waiver

  • Community Integrated Habilitation (CIH) Waiver

If you or a loved one qualifies for any of these programs, we’d love to talk about how we can support your needs through compassionate, non-medical in-home care.

  • Choice
  • Title III B
  • SSBG

If you or your loved one doesn’t qualify for Medicaid, waivers, or managed care plans, private pay is always an option at Elite Personal Care.

We understand that every family’s situation is unique, and we’re committed to offering flexible, personalized care solutions, no insurance required. Whether you’re looking for short-term support or ongoing care, we’ll work with you to create a plan that fits your needs.

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